We finished the first home with all the new requirements... including that TERRIBLE plaster stop and backer rod detial around the windows. This home is synthetic worm finish body and fine sand finish on the bands. It came out very nice. We use NP1 commerical sealant on the backer rod joint. PLEASE DO NOT USE CAULK it will fail and the window will leak!!! This home is being built by an engineer and he wanted a band on the top and a sill on the bottom so the sides were open... beautiful grey stucco w/ white sealant lines on both sides of the window. Good God Man! We used a chip brush and brushed color over the sealant. It looks good. I will post some pictures this week end. We always brown up to the top plate, and brown before adding banding, in this case we used primus and mesh to bond the band to the brown coat. Garanteed no cracks, no leaks. Now I have to worry about that "renewable sealant joint" all I want to know is who is going to renew it? And what happens when they dont? You got it... leaks.
The good news... we dont have to install the baker rod and sealant from here forward for now. The reality... as a building industry we have to develop alternate details.
Thursday, May 28, 2009
How to feed your blog into your web site! ?!?!
This has been a challange for me! I finally got the feed in my site and here is the easy, free, service I used to do it. http://feed.informer.com/
It is easy to find online article on how to do all this social media networking stuff the problem is you have to know the techno babble buzz words to search for the answers.
I thought... stream your blog, embed your blog... on and on... if you want a list of directions to do this google or search "how to feed my blog into my web site" presto answers.
It is easy to find online article on how to do all this social media networking stuff the problem is you have to know the techno babble buzz words to search for the answers.
I thought... stream your blog, embed your blog... on and on... if you want a list of directions to do this google or search "how to feed my blog into my web site" presto answers.
Tuesday, May 26, 2009
First-Time Home Buyers Can Turn Tax Credit Into Cash
This came to me through the NAHB E-newsletter. It got me excited because I believe this will create purchase oppertunities for first time home buyers market. Including two of my employees....
First-time buyers eligible for the $8,000 federal tax credit who apply for mortgages insured by the Federal Housing Administration may soon also be eligible for bridge loans or cash advances that they can use for the downpayment, closing costs or other loan expenses pending receipt of their tax credit check from the IRS. The FHA change was announced this month by Housing and Urban Development Secretary Shaun Donovan. As many as half of all would-be first-time buyers do not have enough cash on hand for a downpayment and closing costs, according to building and real estate industry estimates. By advancing these buyers as much as $8,000 at closing, many more would be able to afford the purchase. Officials at NAHB say the bridge loan feature could double the total number of home purchases stimulated by the 2009 tax credit program to more than 300,000, depending on how many private lenders and state housing agencies participate. The new bridge loans and cash-advance features of the federal credit may not be available immediately through private lenders, mortgage industry leaders say. Among the key questions to be answered: Where will non-depository mortgage companies get the $8,000 in advance money to provide upfront to buyers? Although most major banks offer second-mortgage programs, the FHA guidelines stipulate that the tax credit advances cannot be secured by a lien on the property, but only by the tax credit to be received by the purchaser. In the meantime, would-be buyers who believe they’re eligible for the credit should shift into high gear shopping for a house — the Cinderella closing date of Nov. 30 is looming — even if they will need a bridge loan or a cash advance to complete the deal. The odds are good that by the time they’re ready to get a mortgage and go to closing, at least some local FHA-approved lenders will be actively in the market with bridge loans. (www.washingtonpost.com) Washington Post (5/23/09); Kenneth R. Harney
First-time buyers eligible for the $8,000 federal tax credit who apply for mortgages insured by the Federal Housing Administration may soon also be eligible for bridge loans or cash advances that they can use for the downpayment, closing costs or other loan expenses pending receipt of their tax credit check from the IRS. The FHA change was announced this month by Housing and Urban Development Secretary Shaun Donovan. As many as half of all would-be first-time buyers do not have enough cash on hand for a downpayment and closing costs, according to building and real estate industry estimates. By advancing these buyers as much as $8,000 at closing, many more would be able to afford the purchase. Officials at NAHB say the bridge loan feature could double the total number of home purchases stimulated by the 2009 tax credit program to more than 300,000, depending on how many private lenders and state housing agencies participate. The new bridge loans and cash-advance features of the federal credit may not be available immediately through private lenders, mortgage industry leaders say. Among the key questions to be answered: Where will non-depository mortgage companies get the $8,000 in advance money to provide upfront to buyers? Although most major banks offer second-mortgage programs, the FHA guidelines stipulate that the tax credit advances cannot be secured by a lien on the property, but only by the tax credit to be received by the purchaser. In the meantime, would-be buyers who believe they’re eligible for the credit should shift into high gear shopping for a house — the Cinderella closing date of Nov. 30 is looming — even if they will need a bridge loan or a cash advance to complete the deal. The odds are good that by the time they’re ready to get a mortgage and go to closing, at least some local FHA-approved lenders will be actively in the market with bridge loans. (www.washingtonpost.com) Washington Post (5/23/09); Kenneth R. Harney
Friday, May 22, 2009
G-04-09 New Stucco Requirements Update as of 5-22-09
There was a very positive meeting at NEFBA today to discuss the implementation of the new code requirements from the G-04-09 Bulliten. I wanted to summerize the discussion for those intrested.
Here are the main points as I understand them:
1. The memo stands as it is. That means it is code.
2. Due to the expressed concerns of the builders it is my understanding that Mr. Goldsbury is going to ask the field inspectors to ease back on the detail calling for plaster stop, backerrod, and sealant around the windows. This not any type of retraction of the memo - the memo stands. It is does seem safe to say it will provide some relief to help us work toward a smooth implementation of the memo and possible alternatives to the renewable sealant joint detail.
3. It is my understanding that: there is a meeting scheduled next month for the Florida Builidng Officals where this detail will be on the agenda, NEFBA will have a representative at the meeting to reflect the concerns of the builders if needed. (This type of representation is a great reason to join NEFBA!)
4. The G-04-09 allows prevision for alternate details on page 2. It is my understanding that any alternates will need to follow intent of the memo, and they MUST be on the building plans submitted for review at the time of permiting.
5. The primary intent of the plaster stop and backer rod is a renewable sealant joint. There seems to be no major contention that it needs to be made with plaster stop and backer rod. It is however left to the builder to provide an acceptable design.
6. There are other details on the memo that R&S has discussed with the building officals, they do not seem to be creating the same level of questions as the renewable sealant joint issue. But if you have any questions post them on the blog and if I dont know the answer someone will.
7. There are several builders I know of working on general concept details for initial review by Mr. Goldsbury's office. It was mentioned as a possibility that a set of acceptable alternate details could be collected be provided to NEFBA members as a service. Remember they would still have to be presented on the plans by the archetect of record. Is that somthing you would be intrested in? This is not somthing that was decided at the meeing it was mentioned and I think it is a great idea... what do you think? Please let me know...
I would like to thank Executive Director Daniel Davis, President of the Board Glen Laton, and the Northeast Florida Builders Association, for hosting the meeting as well as Tom Goldsbury for taking time from his busy schedule to attend.
NOTE: R&S Exterior Contractors News Blog, or R&S Exterior Contractors is in no way a representative of the COJ Building Department, nor NEFBA. All of the observations from the meeting expressed here are completly the views of the author and are intended to be a service for informational purposes only.
Here are the main points as I understand them:
1. The memo stands as it is. That means it is code.
2. Due to the expressed concerns of the builders it is my understanding that Mr. Goldsbury is going to ask the field inspectors to ease back on the detail calling for plaster stop, backerrod, and sealant around the windows. This not any type of retraction of the memo - the memo stands. It is does seem safe to say it will provide some relief to help us work toward a smooth implementation of the memo and possible alternatives to the renewable sealant joint detail.
3. It is my understanding that: there is a meeting scheduled next month for the Florida Builidng Officals where this detail will be on the agenda, NEFBA will have a representative at the meeting to reflect the concerns of the builders if needed. (This type of representation is a great reason to join NEFBA!)
4. The G-04-09 allows prevision for alternate details on page 2. It is my understanding that any alternates will need to follow intent of the memo, and they MUST be on the building plans submitted for review at the time of permiting.
5. The primary intent of the plaster stop and backer rod is a renewable sealant joint. There seems to be no major contention that it needs to be made with plaster stop and backer rod. It is however left to the builder to provide an acceptable design.
6. There are other details on the memo that R&S has discussed with the building officals, they do not seem to be creating the same level of questions as the renewable sealant joint issue. But if you have any questions post them on the blog and if I dont know the answer someone will.
7. There are several builders I know of working on general concept details for initial review by Mr. Goldsbury's office. It was mentioned as a possibility that a set of acceptable alternate details could be collected be provided to NEFBA members as a service. Remember they would still have to be presented on the plans by the archetect of record. Is that somthing you would be intrested in? This is not somthing that was decided at the meeing it was mentioned and I think it is a great idea... what do you think? Please let me know...
I would like to thank Executive Director Daniel Davis, President of the Board Glen Laton, and the Northeast Florida Builders Association, for hosting the meeting as well as Tom Goldsbury for taking time from his busy schedule to attend.
NOTE: R&S Exterior Contractors News Blog, or R&S Exterior Contractors is in no way a representative of the COJ Building Department, nor NEFBA. All of the observations from the meeting expressed here are completly the views of the author and are intended to be a service for informational purposes only.
Thursday, May 21, 2009
New Stucco Requirements on First Coast
The Duval county building department has released a new set of requirements for stucco installations. R&S has been implementing most of these procedures as standard practice for years, they are all with in the guidelines of the 926 and 1063 ASTMs. The biggest questions from builders and contractors currently is concerning details around the windows and doors. R&S has been able to attend a meeting with the building officials to gain clarification on key issues and possible solutions to problems that may come up due to these changes. We will be developing a set of window and door details to help clarify the options the building department will approve.
Here is a link to the new bulletin http://apps1.coj.net/pw/BIPost/entryresults.asp?ID=519
Here is a link to the new bulletin http://apps1.coj.net/pw/BIPost/entryresults.asp?ID=519
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